Our home loans open the door to opportunities.

Whether you’ve reached the huge milestone of buying your first home or you want to save money by refinancing your mortgage, we can help!  We will focus on your unique circumstances to help you find the loan that fits your goals and budget.  You also get the peace of mind that comes from doing business directly with the people you know and trust, rather than dealing with some unknown entity that services your loan.

United Advantage NW Employees Federal Credit Union - Home Loans

When it comes to making decisions about your home, we understand how overwhelming that can be.  We want to help guide you through those choices so that you can confidently make the decisions that are best for you and your family.  Take a look at some of the resources we have available.

Owning a home brings multiple benefits.

Some things to consider before applying:

  • Are you buying a home in Oregon or Washington?
  • Are you buying a single family residence?
  • Do you have a down payment?
  • Have you done some initial research?

Knowledge is power and we want to make sure you have the right information.  Check out our Home Loan Center for current rates, payment calculators and more, or Contact Us with any questions.

You can lower your rate, your monthly payment or payoff your loan faster by refinancing your mortgage.

Some things to consider before applying:

  • Is your home in Oregon or Washington?
  • Is your home a single family residence?
  • Do you know the interest rate on your current mortgage?
  • Do you know what your credit looks like?

We are eager to help!   Contact Us with any questions.  As we learn more about your unique circumstances we will find the best option for you.  Or visit our Home Loan Center to continue researching online or apply online.

If the value of your home has increased, you can leverage that equity.  Whether you want to make home improvements, consolidate debts, or go on that well deserved vacation, a Home Equity Line of Credit (HELOC) might be just what you need.

You might be wondering what a HELOC is and if you should get an equity loan instead.
HELOCs and home equity loans are similar in that you are borrowing against the equity in your home.  However, a home equity loan typically gives you a sum of money all at once while a HELOC allows you to withdrawal (and pay interest on) only the money you need, when you need it.

Some things to consider:

  • Is your current loan(s) less than 80% of the current value of your home?
  • Do you want to payoff some of your existing debts?
  • Are you planning a large home improvement project?
  • Do you need an emergency reserve?

Contact Us or Print an Application today!